5 Quick Things to Prevent You from Being Scammed in New York State
April is Financial Literacy Month, so what does this mean to you? This means making sure you know how to protect yourself and your money.
How can you do this? There are many groups, like your bank or the Financial Trade Commission (FTC) for example, that can give you guidelines on what to watch out for and what to be sure not to do to protect yourself. your money, your credit, and your financial identity in complete safety.
What are 5 things you need to make sure you keep in mind before doing anything with your money?
Are you getting weird text messages telling you that you’re expecting a few thousand dollars and all you have to do is send a small amount of money to “be able to deposit into your account?” Yeah, it’s a scam. Never give information to anyone by text, phone or email.
How about a “great part-time job” or a “full-time job” where you only have to pay a few dollars to apply?
Has anyone ever asked you to pay to apply for a job? Yes, scam. Even if they are a “headhunter”, since they are paid by the company looking to fill the position, you still won’t have to pay to get the position. Don’t let people rip you off.
Frustrating? What if someone needs you to give them money, gift cards, transfer money immediately?
Breathe deeply. If someone asks you to act immediately, say thank you, but no thank you. If they want you to get a gift card, read them the numbers on the back. Stop. It’s a scam. Never fall for anything or anyone contacting you asking for help, stop a scam either.
It still looks like it might be real, but you think it might be a scam?
If you still think there must be something real or up about it, grab a friend or two and double check. Sometimes not just saying what’s going on, but saying it out loud to a friend, will let you know how fishy it all is.
If my dad had just double-checked with someone else, he’d still have that little nest egg he stashed away for a rainy day, not the person who ripped him off.
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