I’m afraid we’ll lose our house after taking out a loan we didn’t even want
DEAR DEIDRE: A LOAN we didn’t even want ruined our lives.
Ten years ago we were cold called by someone who convinced me that a £ 35,000 loan he was offering was a very good deal. I am 63 years old and my wife is 61 years old.
A few months after getting the loan, another company told us that it had been sold to them.
At that point, we found out that the loan was secured against our house.
Now this company has told us that we have to pay off the entire loan by September.
Over the past ten years we have paid £ 400 per month and still owe the exact same amount.
I’m really worried that we will lose our house.
Contact Deidre today
My team and I work safely from home but we’re here to help as always.
DEIDRE SAYS: It will be such a worrying time for both of you.
Keep all documents to be done with both companies safe.
You will need all the evidence you can muster. Then you may be able to prove that you have been mis-sold this loan.
Start by contacting Citizens Advice, who can give you free advice, at citizenadvice.org.uk or call 0800 240 4420.
Hope everything works out for you.
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